Life Insurance

Protect Your Family and Yourself

Life insurance is important in many situations. Traditionally, life insurance is used for death benefits and taking care of loved ones when you are gone. However, life insurance opens the door to many other possibilities such as living benefits. Call JCA Insurance Planners in Manassas, VA, at (703) 727-2929 to get started.

What We Offer Our Clients

  • Term Life

This type of policy provides protection to beneficiaries for a set time period, typically in the event of income loss. The coverage will generally be issued in 10-year increments, and the premium could be fixed throughout the span of that time.

  • Universal Life

A universal policy provides permanent coverage while still offering some flexibility on premiums and coverage. The coverage is available for the entirety of a lifetime, and insureds are generally able to adjust the terms of the coverage as needed.

  • Indexed Universal

Indexed Universal Life insurance (IUL) is a life insurance policy that adds cash value by mirroring the stock market without actually investing in the stock market.

  • Whole Life

Whole life policies are the most permanent and least flexible option typically available. They provide coverage that spans the insured’s lifetime, and they carry cash value, so they will generally have higher premiums.

For further information about our life insurance policies, call (703) 727-2929.

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