Auto Insurance Coverage Areas

If you have a vehicle, you need auto insurance. And to find the right one, you need JCA Insurance Planners. Our team is here to help you find the auto insurance coverage that best fits your needs. Whether you need general liability or full coverage, we will help you get the policy you need at the price you want. We serve all of Northern Virginia, so give us a call at (703) 727-2929 today.

What We Offer Our Clients

  • Bodily Injury and Property Damage Liability

If you or someone driving your car gets into an accident and causes injury or death to other people, this coverage has you covered. It will protect you and cover legal fees if sued. 


  • Uninsured/Underinsured Motorist Coverage

The Uninsured Motorist (UM) policy covers you in the event that you get hit by a driver who has no insurance. The Underinsured Motorist (UIM) policy covers you in the event you get hit by a driver who doesn't have enough coverage to pay for the damages or injuries they caused. UIM is usually offered hand in hand with UM coverage. They are both required here in the state of Virginia. 

  • Coverage for Damage to Your Auto "Collision" and "Other Than Collision" Coverages

These coverages are known as physical damage coverages, which pay for the repair or replacement of your auto regardless of who is at fault. Collision coverage pays if your car or truck collides with another car, or if it overturns. Comprehensive coverage pays for damage to your auto from causes such as fire, vandalism, water, hail, glass breakage, wind, and falling objects. It can also pay if the battery or tires are stolen. 

  • Medical Expenses and Loss of Income Benefits Coverage

If a person was injured while riding in your car or killed in an accident you caused, Medical Expense Benefits Coverage pays all medical and funeral expenses. It can include coverage for hospital, surgical, rehabilitative, chiropractic, x-ray, dental, professional nursing, prosthetic, and funeral expenses. This coverage will also cover you and your family if you are struck by an auto while walking or while riding in another auto. 


  • Transportation Expenses 

(Includes rental reimbursement and loss of use coverage.)

You can buy and add this coverage to your auto insurance policy. This coverage will help to reimburse you for a rental car if your vehicle is out of commission for longer than 24 hours due to a collision. However, if you are without a car due to the theft of your vehicle, transportation expense coverage begins 48 hours after the theft.

Call (703) 727-2929 to get your vehicle protected today.